Filing for bankruptcy online is not an actual deed that can be done. You can order bankruptcy forms online, buy software to complete your bankruptcy forms online or find a bankruptcy attorney to complete you petition and file it online – however, if you prepare your forms, you can’t file them online, you have to take them to the courthouse.

You will have to submit a specific number of copies of your petition to the court and courts vary on how you must submit a creditor matrix.

Do It Yourself – If you choose to file your bankruptcy after filling out the forms yourself, you will need to research and find the information applicable to your state and to the local courthouse you are zoned for. In addition you will need to acquire a list of exemptions for your state to use in order to exempt your property from being sold in a chapter 7 bankruptcy.

If you complete the forms yourself you will have to also represent yourself at the 341 hearing. This is obviously the cheapest method, but it also leaves the most room for errors and confusion.

Hire An Attorney – Hiring a bankruptcy attorney is also an option, they will look over your assets, debts and income, advise you on the best chapter for your situation, after gathering your information they will fill out the bankruptcy petition and file it at the courthouse.

Your attorney will also accompany you to your 341 meeting. Hiring an attorney is the easiest option for saving you aggravation, it is often high on cost – .